Terms and Conditions
Effective Date: 12 June 2026
Welcome to V&E Kaiulo ("we", "our", or "us").
By accessing and using www.vandekaiulo.com ("the Website"), you agree to be bound by these Terms and Conditions. If you do not agree with these terms, please discontinue use of the Website.
1. Purpose of the Website
This Website provides information about V&E Kaiulo, our services, publications, insights and contact details.
Nothing on this Website constitutes professional, legal, accounting, tax, investment or financial advice unless expressly agreed in writing through a separate engagement.
2. Intellectual Property
Unless otherwise stated, all content on this Website, including text, graphics, branding, logos, articles, publications, downloads and design elements, is owned by or licensed to V&E Kaiulo.
All rights are reserved.
You may:
View and download material for your own personal or internal business reference.
Share links to our articles and publications.
You may not:
Copy or reproduce substantial portions of the Website for commercial purposes.
Sell, licence or distribute our content without written permission.
Modify or republish our content as your own.
3. Website Use
You agree to use this Website only for lawful purposes.
You must not:
Attempt to gain unauthorised access to the Website or its systems.
Introduce malicious software or harmful code.
Interfere with the operation or security of the Website.
Use the Website in a manner that could damage our reputation or infringe the rights of others.
4. Professional Information
Articles, publications, blog posts and insights published on this Website are provided for general information only.
They are not intended to replace professional advice tailored to your individual circumstances.
You should seek appropriate professional advice before making any business, financial, legal or investment decisions.
5. Third Party Links
Our Website may contain links to third-party websites for convenience or reference.
We do not control or endorse those websites and accept no responsibility for their content, security or privacy practices.
Accessing third-party websites is entirely at your own risk.
6. Privacy
Your use of this Website is also governed by our Privacy Policy, which explains how we collect, use and protect personal information.
7. Availability
We aim to keep the Website accurate and available at all times but do not guarantee uninterrupted access or that the information is complete, current or error free.
We reserve the right to modify, suspend or withdraw any part of the Website without notice.
8. Limitation of Liability
To the fullest extent permitted by applicable law, V&E Kaiulo shall not be liable for any direct, indirect, incidental or consequential loss or damage arising from:
Use of or inability to use this Website;
Reliance on information published on the Website;
Technical interruptions or system failures; or
Third-party content or websites linked from this Website.
Nothing in these Terms excludes liability that cannot be excluded by law, including liability for fraud or fraudulent misrepresentation.
9. Engagements
No client relationship is created solely by visiting this Website, sending an enquiry or exchanging emails.
Professional services will only commence once both parties have agreed the scope of work and applicable engagement terms in writing.
10. Changes to these Terms
We may update these Terms and Conditions from time to time.
Any changes will become effective when published on this page. Continued use of the Website constitutes acceptance of the updated Terms.
11. Governing Law
These Terms and Conditions shall be governed by and interpreted in accordance with the laws applicable to V&E Kaiulo's principal place of business, unless otherwise required by mandatory local law.
12. Contact
If you have any questions regarding these Terms and Conditions, please contact us:
V & E Kaiulo
Email: hello@vandekaiulo.com
Website: www.vandekaiulo.com